Preparing Your Home for April "Showers"

Friday, April 13 at 02:04 PM
Category: Personal Finance

Ok, so the term “showers” may not be the strongest word of choice for this topic, but it umbrellas all of the weather events that are upon us in the upcoming months:  flooding, thunderstorms and tornados.  For much of the United States, and in particular our communities across Arkansas, Oklahoma, Kansas and Missouri, the spring season often brings some scary storms our way. 

According to the U.S. National Climatic Data Center, tornados cost Americans $28.7 billion in damage last year alone.  So, as we approach the one year mark of Joplin’s disastrous tornado (May 22) and continue to clean up from a premature tornado that hit Branson in early February, there’s no better time than now to remind you of the various precautions you can take to protect your home and family when severe weather strikes.

Preparing Your Home

Trim those limbs.  Keeping your trees and shrubs trimmed is one way to prevent your home falling to pieces and your family from danger.  A minor lightning storm or a gust of wind could cost your major damage repairs.  Contact your local landscaping company to have this done. 

No pane, no game.  Replace existing windows and any glass sliding doors with impact-resistant windows to prevent any damage from strong winds and such. 

Top it off.  Your roof is one of the most vulnerable parts of your house during storms.  Even with the slightest wind storm, you can easily lose shingles.  Make sure any past damage is patched up and if you think it’s time for a new roof all together, contact your roofing contractor. 

When the Alarm Sounds

Plan for the worst.  With your family, map out your plan of action if a storm strikes.  Decide where you’ll take shelter and have that area of the home prepped with everything you may need (flashlights, radio, pillows, helmets, first aid, etc.) If you have younger ones, you may practice with them. 

Grab Toto. ONLY if time and room in your safe place is allotted, grab your four-legged friends if they are stuck outside.  Also bring inside any loose items around the yard that have the potential of blowing away.  Not only could you lose these items, but they could cause danger to other people and homes.

Stay in the know. Become familiar with your community’s severe weather warning system and disaster plan.  Learn where the community shelter will be set up and make sure your family knows where to meet in case anyone gets separated.

Last but not least, review and understand your homeowner’s insurance policy with your agent.  Reevaluate and determine to make sure you have the coverage you need should disaster effect you and your home.  

Tags: Arkansas, Financial Education, Kansas, Missouri, Oklahoma
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